Michael Fernland

❤️ Valentines Day 2026 is upon us!! ❤️

Greetings! I'm Michael Fernland, your local State Farm insurance agent based in Fort Myers, Florida. Having served the Sunshine State for over ten glorious years, beyond just auto, home, and life insurance, we aim to offer you enduring reliability and absolute protection against unexpected bumps in the road of life.

Being an alumnus of Stetson University and a former Division 1 baseball player, I bring the same level of dedication, western Florida community connection, and strong work ethic to serving our customers. On the Fernland State Farm team, we take pride in creating familiar and dependable relationships rather than impersonal business exchanges. Our interactions aren't just transactions; they're important. The essence of our work lies in our "Simple Conversation" interviews – a meticulous understanding of your needs and goals. We believe that these intimate and forward-thinking discussions enhance the potential for growth and simultaneously prepare you for life's unpredicted hurdles and opportunities.

Based in the local vicinity of Fort Myers, I most enjoy spending time with my wife Nicole, our exuberant Doberman-Pinscher, Sir Luther, and our lively conure, Maui. When I'm not ensuring your protection, you'll find me savoring family time, grilling, engaged in a competitive game of billiards or Texas Hold'em poker, or rooting for our favorite college and pro baseball and football teams.

February is National Heart Month, a time to focus on heart health and overall well-being. As your State Farm agent, I encourage you to take proactive steps toward a healthier lifestyle while also reviewing your insurance coverage to protect against unexpected medical expenses. Key February observances include:

• February 2 - Groundhog Day 🌞: Life is unpredictable—review and update your insurance to stay prepared.

• February 6 - National Wear Red Day ❤️: Wear red to raise awareness for heart health and ensure your health insurance is adequate.

• February 9 - National Pizza Day 🍕: Celebrate with pizza and check your auto insurance before hitting the road.

• February 14 - Valentine’s Day ❤️: Protect your loved ones with the right home and auto insurance.

• February 20 - 🐾 National Love Your Pet Day: Consider pet insurance to keep your furry friends healthy.

• February 23 - National Banana Bread Day 🍞: Like a good recipe, solid insurance requires the right ingredients—review your coverage today.

• February 27 - National Retro Day 🎉: Reflect on how your insurance needs have evolved and update your policies accordingly.

Throughout the month, we are here to help you ensure your health, home, auto, and pets are well protected. Let’s keep your heart and finances healthy this February!

Announcements

• 2026 Calendars are in! Visit us at the agency, say hello, and choose your favorite calendar or two to-go!

• Existing customers with State Farm policies effective prior to January 2, 2025, will be receiving letters in the mail that advise your existing "Legacy" State Farm policy will be migrating to State Farm's new and improved modern platform, resulting in a new policy number, which may include combining multiple policies into one single policy, and that an ACTION ITEM may be required of you - Call us to ensure supporting docs are not needed! If you have a vehicle currently "suspended" or intend to "suspend" a vehicle in coming weeks, or if you have general questions related to this matter, please do call-in and speak with one of our licensed Account Managers.

• To provide an enhanced customer experience, State Farm Payment Plan (SFPP) options for Auto and Fire policies have successfully migrated to State Farms more modernized system, State Farm Billing (or "SF Billing"). Life, Health, and business policies will remain on State Farm Payment Plans (SFPP) for the time being. Policyholders will receive notice by your communication preference but there will be no action-required at this time. Our team is here to assist and provide clarity as needed throughout this process.

• For those requiring immediate assistance when we are out of the office, you may call 800-State-Farm, and should you need to report a claim I advise you do so through your State Farm mobile app, or you may instead text "CLAIM" to 62789, or dial 800-SF-CLAIM. Unfamiliar with our website and State Farm's mobile app? Schedule a Good Neighbor Connect virtual appointment with us, and we'll be happy to walk you through it!

Ask a Licensed Team Member about:

Multi-Line Discount Life, Income Replacement, Retirement preparation, College tuition, Commercial Auto insurance (or Commercial Fleet), Golf cart and Boat insurance, Business insurance; also, Home, Condo, and Renter insurance!